ENSURE YOUR RISK MANAGEMENT INFRASTRUCTURE CAN WITHSTAND OUR EVER-CHANGING BANKING INDUSTRY.
Declining credit quality. Rising interest rates. Increased regulatory burden. Aging and retiring work force. Tightening liquidity. Too big to fail. Community bankers have to deal with all of these factors and more. The only way to ensure your bank is managing risk properly while still making money is to have a risk management infrastructure to properly identify, measure, monitor, and control risk throughout your bank.
Here are ways CBA can help build or strengthen your risk management infrastructure:
- Enterprise Risk Management Programs from start to finish
- Capital Planning
- Strategic Planning
- Budgeting
- Succession Planning
- Management Studies
- Profit Improvement Strategies
- Efficiency Studies
- Risk Assessments
- ALLL Model Validation
- Loan Policy Review
- ALM Policy Review
- Capital Policy Review
- Stress Testing
- Board & Committee Packet Design
- Interest Rate Risk Assumption Reviews
- Independent Review of Interest Rate Risk & Liquidity Risk
- CECL Implementation
- Appraisal Reviews
- Credit Memo development & training
- Contingency Funding Planning
- Cash Flow Projections
- Concentration Monitoring
- Bank Valuations
- Regulatory Response Programs