ABOUT DUSTIN MATTHEWS, PRESIDENT AND FOUNDER
I began my banking career as a teller at my local community bank. I knew then banking was my future.
I joined the Federal Reserve Bank of Kansas City as an assistant bank examiner after graduating from Oklahoma State University with honors. Regulation always intrigued me – especially in my studies while attaining my business finance degree.
After many exams and countless trips across America examining banks, I became a commissioned bank examiner for the Federal Reserve. At that time, I came to a true appreciation and desire for developing and maintaining healthy regulatory relationships with the banks we examined – and helping those banks.
What I’ve learned is that community bankers wear a lot of hats. I was no exception when I rejoined my local community bank shortly after the 2008 financial collapse. During this time, I served on the board of directors, as the chief credit officer, ALCO chairman, and compliance officer. I experienced the windfall of regulatory change and its impact on community banks over the past decade. I remember working all day trying to serve customers, and sacrificing evenings and weekends figuring out how to meet the demands of the changing regulatory landscape.
I realized that my best contribution to the community banking industry would be to take weight off of bankers’ shoulders. My hope was that I could create a team dedicated to help you maintain your sanity, perform better, and have an ideal work/life balance.
LOAN REVIEW ASSOCIATE
With 11 years of banking behind him, Austin Elsey has experienced the full gamut of roles and responsibilities.
Elsey has served as a regulator, credit underwriter, chief credit officer, commercial lender, ALLL/CECL professional, and much more. In that time, he’s seen the unique ability community banks have to serve their community and be the economic driver locally. He uses his expertise to help banks with regulatory pressures and changing risk environment that can cripple a bank’s opportunity to be successful.
His greatest joy in banking is helping to uncover unknown risks and develop successful strategies to overcome and navigate those risks.
THOMAS A. QUILLIN, JR.
LOAN REVIEW ASSOCIATE
A 39-year-veteran of the banking industry, Thomas Quillin began as a teller before joining the National Bank Examiners’ Dallas Office.
After leaving his role as an examiner, he worked as a correspondent banker and as a senior vice president and bank president for 25 years. Quillin’s experience ranges from starting banks, underwriting, operations, investments, and all phases of community banking. His passion for banking revolves around the community – the co-workers and customers he has enjoyed serving over the years.