We hope you are having a great start to December and the holiday season. We aren’t going to go into full Chicken Little mode and say “the sky is falling!” Yet, if you dig for the facts in news reports – we’re likely heading for tough economic waters. Data continues to point toward “when” and [...]
We hope you are having a great start to December and the holiday season. We know it is the end of the year and you are busy. December usually represents a great time to take some off of next year’s plate. Are there audits coming that you need to get buttoned down? Is it time [...]
The FDIC has finally unveiled the community bank leverage ratio. This will have a significant impact on capital requirements for community banks if they choose to opt in. If you need help understanding how this new ratio will affect your bank, don’t hesitate to call! Farm income is down, and farming bankruptcies are on the [...]
We hope everyone is having a great start to their Thanksgiving week! While we’re thankful for a great economy right now, storm clouds are gathering as you can see from this week’s news. Interest rate changes have huge effects on how community banks conduct business. A flattening yield curve is one of the surefire triggers [...]
The news this week has been interesting as the Fed reactions to mid-term elections, and markets adjust to the Fed’s stance on the plan to raise rates at a steady rate. Gold and other commodities are being affected by the Fed’s positions. Our last article this month is very interesting. Australia is enjoying a 27-year [...]
Interest rate hikes are still the topic du jour of the moment. It seems like everyone has a different opinion of just how the Fed should modify rates over the next year or two. These interest rate changes could have a huge impact to your bank’s balance sheet. It’s important for your bank’s ALCO to [...]
